About the
book
Most of us know we should be doing more with our money, but where do you start? Between jargon, myths, and conflicting advice, it’s no wonder so many people feel stuck or overwhelmed.
It’s time to take control of your own financial future.
With over 20 years of experience as a financial adviser, Andy Hart draws back the curtain on personal finance, giving you clear, practical strategies to make the most of your money.
Inside, you’ll learn how to:
Reframe the way you think about money so you can make smarter choices.
Recognise how your own behaviour shapes your financial outcomes.
Understand investments—why they’re not just for the wealthy.
Gain confidence in planning, saving, and investing for the future.
Strip away the myths and complexities that keep people from moving forward.
No Bullsh*t Money Advice isn’t just about money. It’s about you—understanding yourself, your habits, and your goals. Whatever your financial aims are, this book will empower you to simplify the complex and make decisions with confidence. And all without the noise that often comes with money advice.
No scare tactics. No gimmicks. Just straight answers.
Andy Hart
Andy Hart is a financial adviser and prolific communicator on money and finance. As Founder of Maven Adviser, he guides people toward long-term wealth through independent, lifestyle-focused financial planning, evidence-based investing and behavioural-coaching frameworks.
Andy also works with finance professionals through his brand Humans Under Management (HUM). He brings advisers together to sharpen how they serve clients by focusing on behavioural bias, planning discipline and real-world trust. Additionally, he coaches advisers via his platform The Voyantist, helping professionals harness technology, language and mindset to deliver better outcomes.