“Finally, a money book that isn’t just about money, but about the people who it belongs to”
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About the book
Most of us know we should be doing more with our money, but where do you start? Between jargon, myths, and conflicting advice, it’s no wonder so many people feel stuck or overwhelmed.
It’s time to take control of your own financial future.
With over 20 years of experience as a financial adviser, Andy Hart draws back the curtain on personal finance, giving you clear, practical strategies to make the most of your money.
Inside, you’ll learn how to:
Reframe the way you think about money so you can make smarter choices.
Recognise how your own behaviour shapes your financial outcomes.
Understand investments—why they’re not just for the wealthy.
Gain confidence in planning, saving, and investing for the future.
Strip away the myths and complexities that keep people from moving forward.
No Bullsh*t Money Advice isn’t just about money. It’s about you—understanding yourself, your habits, and your goals. Whatever your financial aims are, this book will empower you to simplify the complex and make decisions with confidence. And all without the noise that often comes with money advice.
No scare tactics. No gimmicks. Just straight answers.
About the author - Andy Hart
Andy Hart is a financial adviser and prolific communicator on money and finance. As Founder of Maven Adviser, he guides people toward long-term wealth through independent, lifestyle-focused financial planning, evidence-based investing and behavioural-coaching frameworks.
Andy also works with finance professionals through his brand Humans Under Management (HUM). He brings advisers together to sharpen how they serve clients by focusing on behavioural bias, planning discipline and real-world trust. Additionally, he coaches advisers via his platform The Voyantist, helping professionals harness technology, language and mindset to deliver better outcomes.
What People Are Saying…
Communicating complex financial principles in simple language is a superpower, one that Andy Hart is the best in the UK at wielding. This book will do more than just help you understand money; it will help you connect your finances and your life so that magic happens, and your future will be infinitely more secure and exciting for reading it.
Pete Matthew, CEO, Jacksons Wealth Management and founder of the Meaningful Money project
Andy Hart is a rare voice of clarity in a noisy industry. If you want straight answers and practical wisdom about money, you’ll find it here.
Jason Butler, serial investor and business adviser
Andy Hart has a rare talent for cutting through the noise and delivering practical, straight-talking financial advice. His content is always packed with value, and this book promises to be no different – clear, actionable and no-nonsense.
Warren Shute, CFP and author of The Money Plan
The world of personal finance can feel like navigating a minefield with advice being thrown at you from all directions. This book gets to the point and offers a step-by-step guide to help you understand personal finance and use your resources better for the life you really want.
Tina Weeks, founder, Serenity Financial Planning
If you are looking for straight-up money advice without the jargon, this is the book for you. Andy Hart has been at the forefront of promoting best financial practice for families for over a decade. His guidance will help you accumulate wealth and live the life you have always dreamed about.
Carl Widger, managing director, Metis Ireland
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